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We provide confidential debt management advice that could help you to:

  • Clear your debts without the need for a loan
  • Have one affordable monthly payment
  • Stop demands from your creditors

Some words from our customers...

"I was debt free in a year"

“Im very happy at the end of the day. It [The debt settlement plan] did exactly what it said on the tin”

Ian, Guildford Debts of £22,960 settled for £15,138

"I reduced my payments by 51%"

"After two years of being on the plan I've managed to pay off all my creditors with the help of the negotiators getting me fantastic settlement fees."

Natalie, Telford Payments reduced from £385 to £200

"I had £20,461 of debt written off"

"Without debt settlement i would have been in debt forever, years! It was just brilliant... it turned my life around!"

Mrs B, Devon £20,461 witten off a £39,120 total debt

"I reduced my payments by £400"

“Loans.co.uk managed to get the creditors to accept my offers of payments and stopped the interest & charges on some accounts.”

Margaret, Bolton Payments reduced from £611 to £210

"I was debt free in a year"

“Im very happy at the end of the day. It [The debt settlement plan] did exactly what it said on the tin”

Ian, Guildford Debts of £22,960 settled for £15,138

"I reduced my payments by 51%"

"After two years of being on the plan I've managed to pay off all my creditors with the help of the negotiators getting me fantastic settlement fees."

Natalie, Telford Payments reduced from £385 to £200

Debt Solution Key advantages / disadvantages
Debt Management
Reduce your monthly payments to creditors
  + Clear your debts with one affordable monthly payment    based on your ability to pay
  + In most cases stop interest and penalty charges    whilst you repay your debts
  + Take control of your debts without another loan and    further increasing your indebtedness
  + Stop demands from your creditors once you have    agreed a new affordable repayment plan with them.
  - Repaying debts over a longer period may increase the    total amount to be paid.
  - Your credit rating will affected for 6 years which may    affect your ability to obtain credit in the future.
Debt Solution Key advantages / disadvantages
IVA
Write off the debt you can't afford to pay
  + Write off all the debt you can't afford to repay
  + Prevent or stop legal action including bankruptcy
  + Know when you'll be debt free - usually after 5 years
  - Your credit rating will be affected for a total of 6 years