Short Term Pay Day Loans

Pay Day Loans available from £80 to £750. Funds could be available within 48 hours!

Borrow from £80 - £750 with a payday loan. Quick online decisions with no need to fax documents. A quick and easy loan, repayable on your payday. Payday loans are intended only as a short term arrangement. As with an overdraft, payday loans should not be seen as a long term solution.

Charges are £25 per £100 borrowed and the money can be with you within 48 working hours!

Credit Building Cards

If you have a bad or non-existent credit score you are likely to struggle to get a standard credit card. However, many credit card issuers understand that circumstances can change for some people meaning that they are now in a position to use credit sensibly and build a credit rating. Use our comparison table below to find the best credit building credit cards.

Lender	Typical APR (Typical)	Card Details
Barclaycard Barclaycard Initial Credit Card	29.9 %APR Typical	Best suited as a first credit card. Manageable credit limits £250-£1000. Not recommended if you have missed multiple payments. Not recommended if you have defaulted or have CCJs in the past.
Capital One Bank Classic Visa Card	34.9 %APR Typical	A credit card offer for people who want to build or rebuild their credit history. Low, easy-to-manage credit limit from £200.
SAV Credit Ltd aqua Credit Card	35.9 %APR Typical	We’ve already helped over 100,000 people get credit. Could aqua be the card for you? Representative 35.9% APR (variable).
Vanquis Bank Ltd The Visa Card	39.9 %APR Typical	Have you had a credit card application declined in the past for any of the following reasons: because you are new to credit, have a history of bad credit, a bad credit rating (including CCJ’s), you’re on a low income, work part time or are self employed? At Vanquis, we aim to understand each individuals’ circumstances. Please note there is no balance transfer offer available on this card.