Refused Credit?
We know that getting credit can sometimes be difficult so we have partnered with MoneyExpert so why not speak to one of their advisers to see if they can help
Looking for a lower monthly payment to cover your debts?
Why not speak to one of MoneyExpert's advisers about how you can consolidate your existing debt into one lower monthly payment
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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Think carefully before securing other debts against your home.
Loans
We work with a number of partners to provide options for those with impaired credit history. These partners include Central Capital and Bright Finance.
Homeowner Loans |
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|---|---|---|
| Provider Name | Typical APR | |
| Paragon Personal Finance Limited | 7.90% |  |
| NEMO | 8.40% | |
| First National Bank | 10.40% | |
Personal Loans |
||
|---|---|---|
| Provider Name | Typical APR | |
| Bright Finance | 29.9% | |
Credit Cards
The following providers have indicated that they will process credit card applications from customers with a poor credit history..
Credit Cards |
||||
|---|---|---|---|---|
| Provider Name | Card Name | Introductory Rate | Typical APR | |
| Capital One Bank | Balance Transfer Platinum | 0% | 13.21% | |
| Barclays Bank* | Barclaycard Classic | 0% | 14.90% | |
*You must have resolved any outstanding CCJs, defaults or arrears before application.
Credit History Reports
Improve your credit rating with a free 30-day trial of the CreditExpert Monitoring Service and your free online Experian credit report!
Maintaining and managing a good credit history is easy. You simply need to be aware of the information held about you on your credit report - such as public record or electoral roll information and repayment details of your credit cards, store cards and loans - and make sure it is correct and your payments are up-to-date. Start FREE trial
